Last Updated: November 11, 2025
1. Acceptance of Terms
By accessing, browsing, or using Online Loans in Texas (the “Platform,” “we,” “us,” or “our”), you (“User,” “you,” or “your”) acknowledge that you have read, understood, and agree to be bound by these Terms of Use (the “Terms”), along with our Privacy Policy. If you do not agree to these Terms, you must immediately discontinue use of the Platform.
Your continued use of the Platform following any modifications to these Terms constitutes acceptance of such changes. We reserve the right to update these Terms at any time, and it is your responsibility to review them periodically.
2. Services Provided by the Website
Online Loans in Texas operates as an online platform that connects users with independent third-party lenders and financial service providers. We do not provide financial services directly, nor do we act as a lender, broker, agent, or representative of any third party.
The Platform serves solely as a technology intermediary that:
- Facilitates connections between users and third-party financial service providers
- Provides informational content related to financial services
- Transmits user-submitted information to potential third-party providers
We do not endorse, guarantee, or make recommendations regarding any third-party provider or their services. All financial decisions and agreements are made directly between you and the third-party provider.
3. Eligibility and User Responsibilities
Eligibility Requirements
To use this Platform, you must:
- Be of legal age to enter into binding contracts in your jurisdiction
- Have the legal capacity to agree to these Terms
- Provide accurate, current, and complete information
- Not be prohibited from using the Platform under applicable laws
User Responsibilities
You agree to:
- Provide truthful and accurate information when submitting requests or applications
- Maintain the confidentiality of any account credentials
- Use the Platform only for lawful purposes
- Refrain from attempting to interfere with the Platform’s functionality or security
- Not use automated systems or software to extract data from the Platform without authorization
- Review all terms, conditions, and disclosures provided by third-party providers before entering into any agreement
- Understand that submission of information does not guarantee acceptance or approval by any third-party provider
You acknowledge that any information you provide may be shared with third-party providers in accordance with our Privacy Policy.
4. Third-Party Relationships and Disclaimers
Independent Third Parties
The financial service providers accessible through our Platform are independent third parties. We do not control, operate, or supervise these providers. Each third-party provider operates under its own terms, conditions, policies, and fee structures.
No Guarantee of Services
We do not guarantee that:
- You will be matched with any third-party provider
- Any third-party provider will offer you services
- The terms offered by third-party providers will meet your needs or expectations
- Third-party providers will comply with applicable laws or regulations
User Responsibility for Third-Party Agreements
You are solely responsible for:
- Reviewing and understanding all terms and conditions presented by third-party providers
- Evaluating the suitability of any offers or services
- Fulfilling all obligations under agreements with third-party providers
- Resolving any disputes with third-party providers directly
Disclaimer of Warranties
The Platform is provided “as is” and “as available” without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Platform will be uninterrupted, error-free, or free from harmful components.
5. Intellectual Property Rights
All content, features, and functionality on the Platform, including but not limited to text, graphics, logos, images, software, and code, are owned by Online Loans in Texas or its licensors and are protected by intellectual property laws.
You are granted a limited, non-exclusive, non-transferable license to access and use the Platform for personal, non-commercial purposes. You may not:
- Copy, modify, distribute, or reproduce any content without written permission
- Use the Platform’s content for commercial purposes without authorization
- Remove or alter any copyright, trademark, or proprietary notices
- Reverse engineer or attempt to extract source code from the Platform
- Create derivative works based on the Platform’s content or functionality
Unauthorized use of the Platform’s intellectual property may result in termination of your access and potential legal action.
6. Limitation of Liability
To the fullest extent permitted by applicable law, Online Loans in Texas and its affiliates, officers, directors, employees, agents, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to:
- Your use of or inability to use the Platform
- Any interactions or agreements with third-party providers
- Unauthorized access to or alteration of your transmissions or data
- Errors, omissions, or inaccuracies in Platform content
- Any other matter relating to the Platform or services
Our total liability to you for any claims arising from use of the Platform shall not exceed the amount you paid to us, if any, for accessing the Platform during the twelve months preceding the claim.
Some jurisdictions do not allow the exclusion or limitation of certain damages, so these limitations may not apply to you in full.
7. Indemnification
You agree to indemnify, defend, and hold harmless Online Loans in Texas and its affiliates, officers, directors, employees, agents, and partners from and against any claims, liabilities, damages, losses, costs, or expenses, including reasonable attorneys’ fees, arising from or related to:
- Your use of the Platform
- Your violation of these Terms
- Your violation of any rights of another party
- Any information you submit through the Platform
- Your agreements or interactions with third-party providers
We reserve the right to assume the exclusive defense and control of any matter subject to indemnification by you, and you agree to cooperate with our defense of such claims.
8. Modifications to Terms or Services
Modifications to Terms
We reserve the right to modify, amend, or update these Terms at any time. When we make changes, we will update the “Last Updated” date at the top of this page. Material changes will be communicated through prominent notice on the Platform or via email if you have provided contact information.
Your continued use of the Platform following any modifications constitutes acceptance of the revised Terms.
Modifications to Services
We reserve the right to:
- Modify, suspend, or discontinue any aspect of the Platform at any time
- Change features, functionality, or content without notice
- Impose limits on certain features or restrict access to parts or all of the Platform
We are not liable to you or any third party for any modification, suspension, or discontinuation of the Platform or its services.
9. Governing Law and Dispute Resolution
These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles.
Dispute Resolution
Any dispute arising from or relating to these Terms or the Platform shall be resolved through the following process:
First, you agree to contact us directly to attempt to resolve the dispute informally. If the dispute cannot be resolved through informal negotiations within a reasonable time period, either party may pursue formal resolution.
You and Online Loans in Texas agree that any formal dispute resolution shall be conducted on an individual basis. You waive any right to participate in a class action or class-wide arbitration.
Limitation Period
Any claim or cause of action arising from or related to use of the Platform must be filed within one year after the claim or cause of action arose, or it shall be permanently barred.
10. General Provisions
Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Online Loans in Texas regarding use of the Platform.
Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
Waiver
Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.
Assignment
You may not assign or transfer these Terms or your rights under them without our written consent. We may assign these Terms without restriction.
Termination
We reserve the right to terminate or suspend your access to the Platform at any time, with or without cause or notice. Upon termination, your right to use the Platform immediately ceases. Provisions that by their nature should survive termination shall remain in effect.
11. Contact Information
If you have questions, concerns, or requests regarding these Terms, please contact us:
Online Loans in Texas
Email: [email protected]
For the most current version of these Terms, please review this page regularly.
By using Online Loans in Texas, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.